This Is Another Reason Why a Valet Service Requires Insurance

Why did the valet parking service purchase a related commercial insurance policy?

The answer to this question can include so many scenarios in relation to when the business can be held liable for losses and damages incurred to other people’s property. The true to life episode posted below about a luxury car placed in the hands of the valet service, however, would not be classified as the norm in insurance claims.

The Valet Parking Service’s Error

James Fowler was an attorney that had come to St. Petersburg, FL to participate in an industry convention. Upon arrival at the Vinoy Renaissance Resort and Golf Club where the weekend event was to be held, he handed over the keys of his multi-hundred thousand dollar Ferrari to the parking attendant.

Nobody, surely not Mr. Fowler, esquire par excellence, could have predicted what would ensue following the car’s drop off.

Enter Levi Miles, young whippersnapper who wanted to make a striking impression as a wealthy man of significant importance to his date.

Levi Miles pretended to be the proud owner of the Ferrari and asked the valet attendant for the keys. After receiving them and seating himself and his girl in the front seats, Miles let the valet wait for the ticket of ownership. The attendant in fact waited so long that he turned the other way without noticing the Ferrari ‘owner’ raced off without depositing the required ticket.

The theft went undetected for a short while. But It didn’t take long for a cop to notice a traffic violation. That’s when he stopped Miles. One thing led to another until Miles confessed that the car was in fact not even his.

Once Fowler, the true Ferrari owner, was made aware of the episode, he began court proceedings of a law suit aimed at the resort valet service in regard to negligence…

What Valet Parking Services Insurance is About

Your business might have a valet service if you are involved in the following healthcare, hospitality, or other industries, like a

• Hospital
• Ballroom
• Restaurant
• Country club
• Hotel
• Art gallery
• Museum

When a patron drives up to the valet counter, the attendant takes the car key and gives the driver a corresponding identifying ticket. The Valet then parks the car as a convenience. When the auto owner comes back to claim his vehicle he surrenders the ticket along with the payment. In turn, the valet attendant returns the car to the owner.

The valet parking service may also offer auto detailing and shuttle passage.

An experienced independent insurance agency would be best equipped to explain more about valet service coverage and present a customized protective policy.

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Educating the Horse Industry About Related Commercial Insurance

When you are in the horse industry, you definitely are not horsing around. Business as usual involves so many risks of loss and damages that insurance coverage is a primary concern.

For the horse farm owner, the horse breeder and boarder operator and horse and carriage business owner, liability comes in many different forms. Likewise does the related protective coverage.

What You Need to Know about Horse Farm Coverage

A horse farm is the facility where professionals keep and train horses for showmanship and racing. Due to a high ratio of horses the liability exposure is large. In addition, when there is boarding and training along with breeding, the peril level is even more elevated.

Property insurance associated with a horse farm can be in regard to the following:

• barns
• stables
• saddles, stirrups, bridles, halters, reins, bits, harnesses, martingales, breastplates and other horse tack
• Additional equipment
• Farm paraphernalia

The business liability insurance is related to many hazards involved in horse care.

The Facts on Horse Breeders and Boarders Insurance Coverage

Horse breeder and boarder insurance can shield the owner and operator of a horse stable or farm where horses are kept and cared for on behalf of others. Sometimes, the horses are kept and available only for their owners’ use. Other times, they are rented out for public riding. Still other stables and farms also provide stud and breeding servicing.

These types of insurance plans can incorporate:

• Horse care
• Horse keeping
• Horse control
• Other coverage that protects the owner or operator from related exposures

Horse and Carriage Driver/Owner Risk Insurance Coverage

The horse and buggy or carriage driver transports tourists and business people around the hotel and theater districts.

Commercial liability coverage is available for protection is made available to the carriage and sled business livery companies that avail their services to visitors or those attending some form of special events, like:

• Wedding celebrations
• Prom events
• Conventions

Insurance carriers throughout the entire breadth of the United States of America underscore the exposure according to the location of operation, routes and available evening lighting in the roads.

Any related horse business that wishes to learn more about the associated forms of coverage should consult with an experienced independent insurance agency. The competent insurance specialist will gather all the information about the individual enterprise and evaluate what policy best suits the operation. Thereafter the insurance consumer will be presented with tailored options that offer comprehensive protective coverage.

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How to Protect the Asbestos Abatement Industry With Insurance

Asbestos is a natural occurring mineral. A heat resistant, fibrous, colorless and tasteless matter, it has been used as the wonder material used in many household, business and industrial products. Once the public was made aware of the danger lurking behind the material, it was widely dismissed as a safe element in construction and other markets. Benefits certainly do not outweigh the mineral’s link to mesothelioma, lung cancer and asbestosis.

How did the public react to the prevalence of asbestos in buildings, offices and other property? Because of the hazards related to the substance, even today property owners are using the professional services of the asbestos abatement companies.

But while there is no argue over the necessary removal of the harmful product, the industry does face unusual exposure to liability. Related insurance products are sought after by those in the industry.

See below for three examples of coverage for differing related needs.

Asbestos Abatement Consultants Professional Liability Coverage
Experts in the abatement process are hired by property owners as consultants. Their job is to confirm the need to remove the substance and to design a suitable plan of action. Insurance companies offer related professional liability plans to shield consultants from the potential of lawsuit in regard to a mistake in assessment and wrongful advice on how to proceed in the removal project. Additional, many insurance providers extend the coverage for asbestos abatement contractors to incorporate professional liability coverage for associated consultants.

Asbestos Abatement Contractor Coverage
In the past, it was a given that public places, like educational centers or business offices were constructed via asbestos materials. This was done so as to utilize the heat resistant properties to prevent the spread of fires. Once it became common knowledge that asbestos lead to serious health hazards, the use of the asbestos abatement professional has become standard for older buildings.

Of note is the fact that this exclusive form of liability insurance is difficult to place and that the insurance companies write policies with extreme care.

Asbestos Abatement Bonds
Public domains that need asbestos or lead abatement have another important insurance component before work can be done by the contractor. Any contractor working with asbestos mitigation must buy a surety bond aside from the liability coverage.

Of course, speaking with a qualified independent agent that has experience in this form of indemnity is the best mode to gain the necessary knowledge about the insurance needs of this industry.

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Brief Discussion on the Fundamentals of Digital Marketing

With the introduction of computers and the internet, companies prefer to do sales and marketing in a non-traditional way. Instead of relying on door-to-door sales and marketing, modern businesses prefer to maintain corporate portals where they highlight the products or services meant for marketing and sales. Modern business houses prefer digital marketing to sell products or services as this method of sales and marketing is considered effective yet less laborious. This blog highlights the fundamentals of digital marketing. It also discusses SEO and its role in web marketing.

Digital Marketing and Search Engine Optimisation

SEO is also known as search engine optimization and it is very important as far as web marketing is concerned. Companies hire the expertise of professional web marketers to sell their products and services. The expert digital marketer uses their skills, strategies to market, and sells products or services. The professionals in the field of digital marketing use SEO to enhance the visibility of client resources like websites, webpages. More visibility of client online resources implies that the business seeking SEO services attracts more web traffic, hence there exist greater chances of lead generation, conversion of leads to sales. If a business manages to convert leads to sales then it implies that it generates business profits.

Benefits of SEO

Following are the benefits of using SEO as part of web-marketing:-

SEO helps a business to enhance its ranking in the various search engine research pages
It helps to attract more and more quality online traffic
It helps to generate leads
Convert leads to sales
SEO contributes to business profitability
Search engine optimization also contributes to branding

Types of SEO

SEO or search engine optimization is of two types and they are as follows:-

On-Page SEO
Off-Page SEO

What is On-Page SEO?

At first, it is important to say that when web marketers do SEO then they deal with client websites or other web resources. On-page SEO is the type of SEO that is done on the website of the client. It deals with keyword research and analysis. In On-page SEO, digital marketing experts require to have skills in writing and posting content for the client website. Such contents include the Title, meta description, body of the content. On-page SEO is associated with using keywords in the website contents. The expert search engine optimizer should make sure that the keywords are well-researched, they are not that competitive but have high online search values. Moreover, the keywords that need to be used in the content should be relevant. For keywords it is important to mention that there are broadly two types of keywords 1) Short-tail keywords 2) Long-tail keywords. Short-tail keywords are more competitive than long-tail keywords and hence the chances of converting leads to sales are low with short-tail keywords. It is always advised to use long-tail keywords in website content while doing on-page SEO. Besides, on-page digital marketing also involves search engine indexing so that a website or a link has higher visibility in the search engine results pages.

Off-page SEO

Off-page SEO also deals with search engine optimization activities that are outside a website. Off-page search engine optimization deals with link-building. Proper link-building of a website can enhance the DA (Domain Authority), PA (Page Authority), PR (Page Rank) of the website. It implies greater exposure of the client business, more lead-generations, and conversions. For more information on Off-page web marketing visit relevant websites available online.

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Understanding The Significance of Content Writing in SEO

SEO or search engine optimization is very important for the growth of a business. Web marketers or SEO specialists who are responsible for doing the search engine optimization of client websites require adopting SEO strategies to enhance the visibility of the website in the various search engine results pages. The website visibility depends on how well the SEO expert conducts on-page as well as off-page optimization of the client website. In the context of on-page or off-page search engine optimization, it is important to understand that the emphasis is always on the website contents. It is important that the content for on-page as well as off-page search engine optimization is well written with proper distribution of keywords, anchor text. The objective is to attract more and more web traffic to a business. From this angle the significance of content writing and content writers is high when it comes to search engine optimization.

Tips on Writing SEO Contents

This blog discusses how you should write content while doing on-page or off-page SEO activities.

On-Page Content Writing

if you are focussing on on-page activities then you know that you have to write high-quality content for your website pages. The objective is to attract more and more traffic to your business. Understand that greater traffic implies higher lead-generation and subsequently greater conversion of leads to sales. While writing on-page content like the content for a website’s about-us page, you require to be very specific about your business, you require to highlight your business objective. While writing the content you can use anchor text as and where required. The links that you use need to be relevant. There should not be an overuse of keywords. The keyword distribution should not exceed 1%-3% in the entire content. If you follow these rules then you discover that your website content is presentable and attracts more and more online traffic.

Off-page Content Writing

Off-page search engine optimization means link building. Link building in SEO is very important as it helps to enhance the page rank of a website, it helps to enhance the DA or domain authority value, the PA or page authority value of a website. During the process of link building, the web marketers require to post content along with relevant links in a number of blog sites, article sites, forum sites, question answers site, press release sites. To create the content the web marketers require the participation of content writers. To do off-page content writing the web marketers require to follow some rules. They require to write content on the topic, include keywords that are relevant to the topic. The content writers require to use anchor texts linking relevant websites or web resources. In this context, it is relevant to add that the content writers can do keyword research to find out the keywords to be used for the content, or else the list of keywords will be furnished by the client. There should not be an overuse of the keywords. The entire content should have a keyword density in the range of 1% to 3% only.

This blog highlights the fact that content writing is immensely important for both on-page as well as off-page SEO. Therefore, the next time you wish to do SEO of your client’s website then be sure to hire the quality services of a professional content writer.

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Strengthening and Enforcing Our Profession

In order to be an effective project manager (PM), we should look at our definition of project management. Definitions surprisingly vary greatly by organization and individual. We should be careful about calling something project management that really is not. Doing so often confuses the profession. Call it what it is. If a position is more administrative, add this label. If a position is more holistic with overall responsibility and leadership for the success of the project, I’d be more inclined to call it project management. Well defined roles are not only essential for the organization and individual, but for the profession at large.

If someone is used to providing project leadership and overall project responsibility under a PM title, certain expectations are set. If the next opportunity doesn’t provide the same opportunities and expectations both the organization and individual may experience issues. Likewise if someone is in a lower level position where they simply schedule meetings and follow-up on action items, this individual may develop an inappropriate perception of project management. Remember, a true PM is responsible for all aspects of the project, including management of scope, time, cost, quality, procurement, human resources, communication, risk management, stakeholder management, and integration. I’d even take this list a step further and involve the PM in scope discussions during business development. It’s never too early to involve the person responsible for high stakes efforts.

Other pet peeves of mine are a lack of analysis and a lack of communication skills. Project management isn’t about producing reports or documents, but managing to ensure project success. Project data is necessary to ensure success, but without analysis and interpretation it is strictly administrative data. I’m also often amazed at the lack of communication in project management. Strong PMs spend eighty to ninety percent of their time communicating. This doesn’t mean just forwarding emails, but providing impact analysis and recommendations. And my final pet peeve (for this posting!) centers on improperly handling situations by escalating all items or informing all parties of all developments. This goes along with communication. Determine your stakeholders and how you will interact with those stakeholders. It may be easier to copy everyone involved, but it’s not about what is easy.

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Ways to Create a Powerful Website Design

For businesses to grow and be successful they need a website since this is among the most effective tools to realize their goal. This is also the way to draw potential customers to the products and/or services they offer. In addition, this has a wider reach compared to other marketing methods without their high startup costs. Businesses can consider the following tips to create a powerful web design.

Take Advantage of Visual Hierarchy

The term visual hierarchy refers to the arrangement of website elements like the color, font size, white space and position to put emphasis on the primary point for every page. In order to complement a call to action (CTA), it is important to direct the eyes of visitors to something they want done by means of these visual factors.

To highlight their landing page’s central theme, they can do the following:

Make the font size larger.
Place the text at the top part of the window.
Choose a contrasting color since this stands out from the rest of the page.
Include a captivating graphic or video making use of the latest innovative web design trends.
Use white space so it will stick out from other text.

Use Minimalism

Businesses should use and integrate the above mentioned elements on the website but they have to keep in mind that this should be done in moderation. If this is overdone, this will cause cluttering, which will make customers confused or even worse, discouraged.

Also, they should not let visitors complete many tasks. They should minimize form fields as well as menu items and only focus on one CTA that has one goal per page.

According to a Google study, users do not like visual complexity. There are ways to simplify a site such as:

Eliminate the Sidebar – rather than have readers click on information on the sidebar, the process can be made easier by taking away this element and just create a very long page. In this way, they will be able to scroll through the content and scan everything, raising the possibility that the message of the brand will be conveyed.

Go for Familiar Layouts – while they may think that an unusual site design will set their domain apart from the rest of the competition, visitors are actually attracted to simple layouts with easy to understand icons and effects. Also, using a regular web structure can improve navigation on their site.

Prioritize Readability

Businesses should consider readability to make it easy for users to recognize and comprehend the text on their site. Prioritizing this factor will make sure that users will not have a difficult time in scanning their site and will remember the information they want to be retained. They should use the most ideal typeface, font size and contrasting colors for their brand.


Websites are important since these provide prospects with information on the business, which includes the office address, email address and phone numbers.

In addition, websites enable businesses to build and establish credibility in their niche of choice by being a source they can trust and rely on. The best SEO strategies and relevant content will help establish their authority in their industry making use of their domain and most especially, a powerful website.

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Data Science And The Advantages It Offers

Data Science has turned out to be a progressive technological field that everybody seems to talk about these days. In fact, it is considered the ‘most appealing job of the 21st century’. Let’s find out more about it.

Data Science is a buzzword and not a lot of people understand it. While many human beings desire to emerge as data scientists, it is indispensable to check out the advantages of this field. Let’s check out some of the advantages.

1. It’s in high Demand

Data Science is in high demand. Prospective job seekers have several opportunities to avail of. It is the quickest developing field of job on LinkedIn and is envisioned to create 11.5 million jobs by the end of 2026. This makes Data Science a pretty employable job sector.

2. Abundance of Positions:

There are very few human beings who have the required skill-set to become a good data scientist. Therefore, this field of job is less saturated than other IT sectors. Therefore, this offers a lot of opportunities. The subject is high in demand but there are not many professionals out there who can meet the demand.

3. A Highly Paid Career option

Science has created a lot of highly paid jobs. According to Glassdoor, Data Scientists make more than of $116,100 per year. This makes data science one of the best moneymaking professions out there.

4. Versatile

There are several purposes of data science. For instance, It is extensively used in health-care, banking, consultancy services, and e-commerce industries. So, this field is a very versatile. Therefore, you will have the chance to work in a number of fields.

5. Data analysis

Data analysis companies require experts to analyze their data. They not only analyze the data but also enhance the quality of it. Therefore, this offers a lot of benefits for companies that are looking for an ideal way of getting their data analyzed.

6. Data Scientists are Highly Prestigious

Data Scientists allow different types of groups to make smarter business decisions. Companies rely on these professionals and use their understanding to grant much better services for their clients. So, these people play one of the most important roles in the company.

7. No More Boring Tasks

This has helped a number of industries to automate different types of redundant tasks. Companies make use of historic information in order to train machines to perform repetitive tasks. This has simplified a lot of hard jobs undertaken by real people before.

8. Data Science Makes Products Smarter

This field involves the use of Machine Learning that has enabled industries to create higher quality merchandise that are customized for each consumer.

For example, Recommendation Systems use on e-commerce web sites provide customized insights into the likes and dislikes of customers primarily based on their historic purchases. This has enabled computer systems to apprehend human-behavior and make data-driven decisions.

9. It can Save Lives

The Healthcare sector has been substantially uplifted due to of the advent of data science. With the introduction of computer learning, it has been made much easier to become aware of early-stage tumors. Also, many different health-care industries use these systems in order to assist their clients.

10. Data Science Can Make You A Better Person

This will not just provide you with a good profession but will also help you develop your personality. You will be able to enjoy a problem-solving attitude. Since many of these roles bridge IT and Management together, you will be capable to get the most of both the worlds.

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